This service account insists on originality. The author is Zhang Xiaoming, partner of Zhuozhi (Cambodia) Accounting Firm, three years of multinational enterprise management experience, six years of listing audit experience, five years of entrepreneurial experience, Chinese certified public accountant (CPA), international certified public accountant (ACCA) ). WeChat: 13928404895 0717264227
How to open a company account and personal account in Cambodia? How to set the relevant cash withdrawal limit? How to make the most of the account?
This article brings these three questions to discuss with you. The information and related procedures required by each bank to open an account are slightly different. This article takes ABA Bank as an example.
To open a company account, you must first have a company. Before opening an account, you must make an appointment with the bank and prepare the relevant information in advance. Generally, professional accounting firms will prepare the information for the client.
You only need to deal with the following issues when opening a bank account:
● What kind of account do you open?
A general account B checking account
● What kind of withdrawal conditions are set?
A signature B signature + seal
● What is your company’s main business?
● It takes 1-2 days to get the company account.
● There are two types of online banking, which one do you want?
A. free (domestic remittance). To log in on the bank website, the bank will give you a password. It takes 1 day and there is no U-shield.
B, crypto (25$) (world remittance), USB shield can be operated on the computer. *** The U-Shield will only be available a week later.
● Company bank card cash withdrawal limit setting (can withdraw money at ATM):
A. One day cash withdrawal of 1000$ = one year handling fee of 5$ (the card's minimum guarantee fee is 10$)
B. One day cash withdrawal of 5000$ = one year handling fee of 20$ (card minimum guarantee fee of 10$)
C. One day cash withdrawal of 10,000$= one year handling fee of 100$ (the card’s minimum guarantee fee is 10$)
The bank card is only available after a week. After the bank card and USB-Shield are processed at the bank, you must bring your passport to pick it up.
The matters that need to be dealt with when opening a personal account are as follows:
● Provide a work certificate. The work certificate must have the company LOGO. This is a very special requirement;
● The bank will definitely ask you the purpose of opening a bank account. The correct answer should be to deposit and withdraw personal salary.
● The bank will ask you relevant questions, mainly to prevent bank risks, such as they are unwilling to open bank accounts for people involved in currency exchange and blocking the market.
● The bank will ask you the monthly turnover, which must match the salary income
● The bank will give you a passbook on the spot, and you need to deposit at least $10 on the spot, and the passbook number is your ABA online bank transfer number;
● One week later, the bank will notify you by text message to get your bank card and help you set up mobile banking. Mobile banking can transfer money at any time, which is very convenient;
● The bank card needs to go to the ATM to activate, just enter the mobile phone verification code and password.
●The bank card cash withdrawal limit is the same as the company card, mainly due to the annual fee. If the company or personal account is used abnormally, the bank will restrict the transfer function and request relevant information. Therefore, it is necessary to use the bank account reasonably and refuse to conduct transactions with the abnormal account, and maintain normal communication with the bank. If you encounter any problems in opening a bank account or using the bank account, please contact us.
